Our Firm

 

Stull Financial opened for business in December 1977 with the vision of offering comprehensive financial services to business owners, professionals, pre-retirees and retirees.  The initial emphasis of the firm was on risk management.  By 1985, firm advisors had branched out into money management, offering accesses to a full range of securities and investment advisory services through a national Broker Dealer and Registered Investment Advisor, Hornor, Townsend & Kent, Inc., a member of FINRA/SIPC, located in Horsham, PA.


Located in Stockton, CA, Stull Financial is centrally located to serve high income and high net worth clients throughout the San Joaquin Valley and Northern California. Stull Financial advisors continue to specialize in risk management, estate planning, tax reduction strategies, retirement planning and money management*.


Business owners and Professionals find that Stull Financial provides expertise in setting up retirement plans including plans which give the business owner significant high tax deductions and benefits through plans called 412(e)(3) Plans.



WHY USE STULL FINANCIAL?


1. Experience - More than 30 years of experience in assisting clients with risk management, money management, and tax reduction strategies.


2. Stability - a family practice in the same place, constantly growing and adding new services, for over 30 years.


3. Expertise - broad background in numerous financial strategies. David Stull, the principal of the firm, holds the following financial educational designations:


 CLU (Certified Life Underwriter) American College 1985

 ChFC (Chartered Financial Consultant) American College 1985

 Series 6, Series 22, Series 7, Series 63 registered

 Investment Advisor Representative of Hornor, Townsend, & Kent, Inc.

 Registered Representative of Hornor, Townsend, & Kent, Inc.

 

4.   Specialties -

  • we specialize in providing the right retirement plan solution for our business owners and professional clients.
  • we specialize in money management services for both pre-retirees and retirees.
  • we specialize in providing liquidity to families in their time of loss, at a minimal cost.
  • we specialize in providing income and expense payments when individuals find themselves incapacitated due to health issues.

5.   A Source of Critically Important Information

  • No-Obligation Financial Check-Up and Analysis     
  • Values Based Financial Planning Newsletter
  • Profiles+™ Professional financial planning program
  • Web-site information, including articles, calculators, market updates and more.  

6.   A Professional Network

      We have entered into collaborative working relationships with

  • Tax attorneys,
  • CPAs, 
  • Pension administrators
  • Trust companies
  • Advanced underwriting departments of major insurance companies and
  • Employee benefit specialist
  • Premium finance specialists

7.   Association Affiliations

  • GB Financial Group - Boston, New York, Chicago & Los Angeles
  • Stockton Estate Planning Council
  • Stockton Association of Insurance and Financial Advisors
  • Society of Financial Service Professionals
  • Stockton East Rotary Club
  • Brookside Country Club
     

8.   Integrity - We have a clear record with all regulatory agencies for over 30 years.