Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
David J. Stull, CLU, ChFC
5637 N. Pershing Avenue, Ste. C11-D • Stockton , CA • 95207

Map to our office
Phone: (209) 957-1673 • Fax: (209) 957-1676
• dstull@htk.com

*Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC, 9930 Research Drive, Suite 100, Irvine, CA 92618, (800) 777-9571.


The Stull Financial Group and GB Financial are independent and unaffiliated with HTK.  Links to outside websites should not be viewed as endorsement by HTK or its associated persons.

HTK does not provide tax or legal advice.  Please contact a qualified advisor regarding your individual circumstances.

Our representatives are insurance and securities licensed in our resident state of California, as well as Nevada, Pennsylvania, Washington, Iowa and Mississippi. For additional licensing information please contact Segranetta at Stull Financial Group.  Not an offer or solicitation in any state where representatives are not licensed. David J. Stull is licensed under California license #0543955.

A0CD-0804-01

Privacy Policy